EA06 Online Training Risk Bearing Capacity

Risk Bearing Capacity

Target audience:

  • board members
  • managing directors and managers at banks
  • savings banks and cooperative banks
  • professionals from the areas of compliance, risk management and internal audit.

805,-€

Plus 19% VAT.
    • Fit & Proper with the S+P Certificate of Expertise

  • New requirements for the Risk Controlling Function

  • Forward-looking capital planning process with SREP and ICAAP

  • Agile risk management in the Credit business

Program: Online Training Risk Bearing Capacity

  • 9.15 am – 1.00 pm

    MaRisk 2021: New requirements for the risk controlling function


    Proper business organisation §25a of the German Banking Act (KWG) as a requirement for internal risk management


    Changes in the supervisory assessment of internal bank risk-bearing capacity concepts


    Extended responsibilities of the risk controlling function


    Process audits for risk-relevant limit approvals – > Identification of relevant decision-making processes


    Forward-looking capital planning process with SREP and ICAAP


    New requirements for the capital planning process: What are the effects for the determination of risk-bearing capacity?

    • Innovations in the areas of risk measurement and limitation
    • Traffic light and warning systems: Optimal dovetailing of process and control impulses
    • Creation of different scenarios in the capital planning process
    • New requirements for the limit system with TLAC/MREL

S+P Tool Box

  • S+P Checklist “Implementation of MaRisk 2021”
  • S+P Check: Reporting-relevant Requirements AT 4.1 and AT 4.2
  • S+P checklist: 105-point check on risk-bearing capacity
  • S+P check: MaRisk regulations for the lending business
  • 2.00 pm – 5.00 pm

    Agile risk management in the lending business


    MaRisk BTO 1.2.4: Intensive Supervision

    • Criteria for the transition into intensive servicing
    • Consideration of concessions in favour of the borrower (“Forbearance”)

    MaRisk BTO 1.2.5: Treatment of problem loans

    • Criteria for the transition into problem loan processing
    • Review of non-standardised contracts in restructuring cases
    • Voting for restructuring loans and exposures in wind-down portfolios

    MaRisk BTO 1.3: Early risk identification in the lending business

    • Internal information from the business relationship
    • Targeted use of external information sources
    • Risk classification procedures and early identification of risks
Online Training Risk Bearing Capacity
Online Training Risk Bearing Capacity