Risk Bearing Capacity

This seminar will show you how to implement the latest requirements for the Risk Controlling Function. You will learn about the new capital planning process with SREP and ICAAP, and how to use agile risk management techniques in the credit business. With this knowledge, you will be able to take your bank to the next level of efficiency and profitability.

EA06 Online Training Risk Bearing Capacity

Risk Bearing Capacity

Target audience:

  • board members
  • managing directors and managers at banks
  • savings banks and cooperative banks
  • professionals from the areas of compliance, risk management and internal audit.

805,-€

Plus 19% VAT.
    • Fit & Proper with the S+P Certificate of Expertise

  • New requirements for the Risk Controlling Function

  • Forward-looking capital planning process with SREP and ICAAP

  • Agile risk management in the Credit business

Program:

  • 9.15 am – 1.00 pm

    MaRisk 2021: New requirements for the risk controlling function


    Proper business organisation §25a of the German Banking Act (KWG) as a requirement for internal risk management


    Changes in the supervisory assessment of internal bank risk-bearing capacity concepts


    Extended responsibilities of the risk controlling function


    Process audits for risk-relevant limit approvals – > Identification of relevant decision-making processes


    Forward-looking capital planning process with SREP and ICAAP


    New requirements for the capital planning process: What are the effects for the determination of risk-bearing capacity?

    • Innovations in the areas of risk measurement and limitation
    • Traffic light and warning systems: Optimal dovetailing of process and control impulses
    • Creation of different scenarios in the capital planning process
    • New requirements for the limit system with TLAC/MREL

S+P Tool Box

  • S+P Checklist “Implementation of MaRisk 2021”
  • S+P Check: Reporting-relevant Requirements AT 4.1 and AT 4.2
  • S+P checklist: 105-point check on risk-bearing capacity
  • S+P check: MaRisk regulations for the lending business
  • 2.00 pm – 5.00 pm

    Agile risk management in the lending business


    MaRisk BTO 1.2.4: Intensive Supervision

    • Criteria for the transition into intensive servicing
    • Consideration of concessions in favour of the borrower (“Forbearance”)

    MaRisk BTO 1.2.5: Treatment of problem loans

    • Criteria for the transition into problem loan processing
    • Review of non-standardised contracts in restructuring cases
    • Voting for restructuring loans and exposures in wind-down portfolios

    MaRisk BTO 1.3: Early risk identification in the lending business

    • Internal information from the business relationship
    • Targeted use of external information sources
    • Risk classification procedures and early identification of risks
Online Training Risk Bearing Capacity
Online Training Risk Bearing Capacity