MaRisk update: What is changing and why?
Target group:
- Board members and managing directors of financial companies
- Specialists and managers from risk management
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Program:
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Updated MaRisk: Discover how to effectively integrate the latest EBA guidelines and MaRisk into your business practice. Our experts will show you practical methods for successful implementation.
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Mastering governance and ESG: Learn to establish strong internal governance and proactively integrate ESG risks into your risk management. Learn how to implement sustainable strategies and meet stakeholder expectations.
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Practical solutions: Receive tangible strategies and tools to respond adequately to the new supervisory law. Our practice-oriented approaches help you to implement regulatory requirements efficiently.
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The S+P Tool Box:
Presentations as PDF
For quick reference and refresh of the seminar content.
EBA Guidelines on Lending
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Guideline: How to transfer the EBA guidelines to MaRisk.
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Benefits: A clear roadmap for implementing the EBA guidelines facilitates compliance.
Sustainability risks (ESG)
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S+P Working Paper: MaRisk-compliant treatment of ESG risks.
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Benefits: The S+P Risk Inventory tool supports the systematic identification and management of ESG risks.
Credit spread risks in the trading book (BTR 5)
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S+P Working Paper: Requirements for the Risk Management of Credit Spread Risks.
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Benefits: The S+P Working Paper supports institutions in identifying, measuring and managing credit spread risks.
Practical learning for everyday work
Case Study 1: Implementation of the EBA Guidelines in a medium-sized credit institution
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Benefits: Shows in a practical way how the EBA guidelines have been successfully integrated into MaRisk.
Case Study 2: ESG Risk Management in a Sustainability-Focused Bank
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Benefits: Provides concrete examples of the implementation of MaRisk’s ESG regulations in lending.
Program
Are you ready for the MaRisk update and the new ESG requirements?
Keep your risk management up to date with the “MaRisk Update” seminar from S+P Seminare. We’ll show you how to implement the current regulatory changes – including the new EBA guidelines on ESG risk management.
Understand the new ESG requirements and their implications:
On 9 January 2025, the EBA published its final guidelines on ESG risks, which will become mandatory for banks from 2026. Learn how to identify, measure and integrate ESG risks into your risk management to make your institution sustainable and compliant.
Secure your institute for the future!
Our practical recommendations for action will support you in implementing the MaRisk changes and ESG risk requirements so that you can confidently master the transition to a more sustainable financial industry.
Sustainability risks and ESG
- Integration of ESG risks into risk management processes, including risk inventory and risk reporting
- Practical exercises to develop scenarios for assessing ESG risks
- Integration of the business model analysis into the governance structures
EBA Guidelines for Lending and Transfer to MaRisk
- Implementation of the EBA Guidelines on Lending (EBA/GL/2020/06)
- Best practice approaches for implementation, including operational process adjustments
Internal governance in the lending process
- Design of differentiated lending processes for different customer groups
- Details on the new BTO 3 module and its impact on proprietary real estate business
Special funds and banking supervisory requirements
- Stricter requirements for the voting process for special funds
- Realignment of supervision for significant special fund units
New requirements in BTR 2.3 and BTR 5
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BTR 2.3: Specification of risk management of interest rate risks in the banking book
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BTR 5: Introduction of a new module for credit spread risk risk management
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Objective: Managing credit spread risks through precise risk management
New MaRisk & current trends: What is important now!
✔ ESG risks and sustainability – effectively integrate ESG risks into risk management. New requirements for risk inventory and reporting.
✔ Governance & Lending – Putting the EBA Guidelines (EBA/GL/2020/06) into practice. Strengthen internal governance and streamline lending processes.
✔ Focus on special funds – Stricter voting processes and new regulatory requirements. impact on proprietary real estate business.
✔ BTR 2.3 & BTR 5 – Developing risk management – Controlling interest rate and credit spread risks in a targeted manner. New modules and best practices.
📌 Your benefit: You will receive practical knowledge on current MaRisk changes and ESG trends. This is how you strengthen your risk management and stay on track with regulations!
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FAQ – What do I need to know?
The seminars provide practical knowledge on current regulatory requirements and help to implement them safely in the company.
The content includes MaRisk updates, ESG risks, lending processes, risk management and regulatory best practices.
They are aimed at specialists and managers from banks, financial institutions, securities service providers and compliance departments.
You can register quickly and easily online via our website.
The S+P Tool Box provides practical checklists, samples and work aids to put what you have learnt directly into practice.
ESG and IT Risks under MaRisk: Strategic Integration Required
MaRisk requires comprehensive identification and assessment of material risks – increasingly including ESG and IT/cyber risks. Integrating these categories into the risk management framework is essential to ensure sustainability, data integrity, and regulatory compliance. Senior management must ensure ESG and IT risks are reflected in risk analyses, strategic planning, and monitoring systems.
Resilience and Credit Spread Risk: Focus Areas for MaRisk-Compliant Institutions
According to MaRisk, institutions must regularly review their risk-bearing capacity and implement robust resilience strategies. Resilience – the ability to absorb external shocks – becomes a key management principle. At the same time, volatile credit spreads are gaining relevance. Sound scenario analyses and stress testing are essential for early risk detection and proactive risk control.
